At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

Pensions

Private pensions cold calling, including emails and text messages, is to be banned.
The government’s review proposes a new timetable for the rise to 68, in line with continuing increases in life expectancy.
The government’s review proposes a new timetable for the rise to 68, in line with continuing increases in life expectancy.
David Gauke, the new Secretary of State for Work and Pensions, has today (15 June 2017) welcomed the department’s new ministerial team.